Free Consultation Se Habla Español

Blog

Posted On Apr 22, 2019

Worked with Lyft or Uber Lately? You’ll Want to Know This

Insurance coverage may be very confusing as it’ll come to driving for rideshare businesses, like Lyft and Uber. Rideshare drivers are independent contractors and must have their own car insurance — a prerequisite to being accepted for employment.

Insurance coverage may be very confusing as it’ll come to driving for rideshare businesses, like Lyft and Uber. Rideshare drivers are independent contractors and must have their own car insurance — a prerequisite to being accepted for employment.

Such businesses essentially are doing everything they can to avoid liability, making things tricky as a collision takes place. The personal injury lawyer services of Sun Pacific Law will go over how Lyft and Uber accidents differ from regular auto accidents.

Ridesharing Accidents vs. Standard Car Accidents

Regular auto accidents which occur on the street fall on the responsibility of the rideshare driver who was at-fault. An at-fault driver is going to have insurance that, at a minimum, is going to cover the driver who wasn’t responsible for the collision.

The process is pretty straightforward as it’ll come to regular auto accidents. If you drive for a rideshare company, there are some factors which come into play. It’s definitely necessary for Lyft and Uber to protect themselves in the instance that one of their drivers is involved in a crash and causes injury to someone.

Due to this, a million-dollar insurance policy is applicable to all rideshare drivers on the street. But, the million dollars doesn’t cover the driver. Both Lyft and Uber will pay for all of the damages to other cars and individuals who are involved in a collision. If you’re a customer and you are injured, you’ll be covered by the insurance policy that is present. If you’re the driver, you won’t be covered, and you’ll have to take care of the matter using your own policy.

Obtaining Representation

While this might not seem fair to the majority of folks, it’s one of the major realities which comes with driving for rideshare companies. If you find yourself in a collision, it’s vital that you seek the right legal representation. The plan that such companies use when it comes to offering insurance coverage is sketchy at best.

Their primary goal includes ridding themselves of responsibility; therefore, you might discover yourself in a difficult situation if you end up having a crash. Rideshare drivers are at a greater risk of experiencing an auto accident, based upon the sole realization that they’re on the road all of the time. Due to this, it’s vital that you know what to do in the instance you discover yourself in an auto accident when driving for Uber or Lyft.

Hiring a personal injury lawyer is highly recommended if you experience an auto accident when driving for one of those companies. A personal injury lawyer specializing in similar auto accident cases will have the ability to represent you suitably in court.

It isn’t fair to expect a driver to risk their life on the street and expect them to take care of the circumstances themselves. Unfortunately, most drivers discover themselves in this kind of situation. Hiring the right legal representation will offer you a better opportunity of obtaining compensation for your car accident in court.

Get a Free Case Consultation